Ideally, Medicare will always pay what it is supposed to when it is supposed to, but this is the real world and unfortunately Medicare doesn’t always work the way it is supposed to. When Medicare doesn’t work the way it should, you can file an appeal.   Medicare Advantage Appeals  While filing an appeal with Medicare…

The PACE program was created to provide an alternative for those who prefer not to move into a nursing home but whose medical problems make it impossible to stay at home without medical help.  PACE is provided by a not-for-profit or public entity for those who are frail enough to meet their state’s standards for…

Medigap is a “supplemental insurance” policy that is sold and administered by a private company meant to fill the gaps in the coverage provided by Part A and Part B. Most plans will help with Medicare co-payments and with paying for some care not otherwise covered by Medicare.  Usually, if you decide to drop Medigap…

Medicare Part B is the “medical insurance” portion of Medicare. Medicare Part B coverage is paid for by a monthly premium that is based on your Modified Adjusted Gross Income (MAGI) from two years before you enroll. If you are receiving Social Security and do not want Part B, you must opt-out; otherwise, you will…