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Topic:
Career
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Managing Money Better with a Health Savings Account
Health Savings as Risk Management Policy This year we have all been faced with the scary possibility that we might contract Covid and end up with complications or long-term residual health effects. Hopefully for most of us this will not happen, but depending on the type of health insurance policy you have, you may be…
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Retirement Plan Solutions & Opportunities: Company Stocks
For many people, 2020 has meant leaving a job. Perhaps that job has disappeared or perhaps you are taking early retirement. This may mean you are receiving distributions from your employer retirement plan. For many people, a rollover to an IRA will be a smart decision. However, don’t assume that it is always the way…
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Does Your Company Offer a Retirement Plan?
One of the most discussed topics in the United States is retirement security. Few Americans have set aside sufficient savings to live comfortably throughout retirement. In fact, the most recent National Retirement Risk Index (NRRI) found The retirement landscape is shifting dramatically, making the outlook for retiring Baby Boomers and Generation Xers far less sanguine…
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My first big paycheck is finally in the bank – now what?
Recently I have been talking to clients’ kids or grandkids who have just graduated from college and are starting their first jobs as professionals. Some starting salaries can easily be in the low six figures depending on the profession, so a road map that covers how and where to start saving can be beneficial in…
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Business owners, if you offer a company 401(k), you should know the difference between 3(21) and 3(38) fiduciary services
In today’s evolving legal, regulatory, and litigation environments, it is vital for qualified retirement plan fiduciaries to understand their roles and responsibilities. The additional time and money needed to cover fiduciary duty may be hard to come by for business owners, who likely prefer to spend those resources growing their businesses rather than learning and…
