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Topic:
Family Planning
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Why Your Spouse May Like Your Company Retirement Plan More Than Your IRA
One important difference between IRAs and company retirement plans is spousal protection. Except for community property states (Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin), spouses of IRA owners do not have any rights to the account. By contrast, many corporate retirement plans must provide spouses at least some protection. In the…
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What You Need to Know About Medicare: PACE Coverage
The PACE program was created to provide an alternative for those who prefer not to move into a nursing home but whose medical problems make it impossible to stay at home without medical help. PACE is provided by a not-for-profit or public entity for those who are frail enough to meet their state’s standards for…
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What You Need to Know About Medicare: Medicare Appeals
Ideally, Medicare will always pay what it is supposed to when it is supposed to, but this is the real world and unfortunately Medicare doesn’t always work the way it is supposed to. When Medicare doesn’t work the way it should, you can file an appeal. Medicare Advantage Appeals While filing an appeal with Medicare…
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What You Need to Know About Medicare: Medigap
Medigap is a “supplemental insurance” policy that is sold and administered by a private company meant to fill the gaps in the coverage provided by Part A and Part B. Most plans will help with Medicare co-payments and with paying for some care not otherwise covered by Medicare. Usually, if you decide to drop Medigap…
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What You Need to Know About Medicare: Medicare Advantage
Medicare Advantage is a private health insurance plan that replaces Medicare and can be setup as an HMO, PPO, Private Fee for Service Plan, or Special Needs Plan and usually combines some of the benefits of Medicare Parts A, B, and D. If you have a Medicare Advantage plan, also known as Medicare Choice or…
