Finding ways to add value to managing client portfolios is vital to maintaining long-term successful relationships. At Evensky & Katz/Foldes, we don’t just invest your money and move on. We’re always looking for opportunities to demonstrate our expertise and assure you that we’re keeping an eye on your portfolio.

Of course, in a perfect world, our assets would only go up in value. But that’s not how the stock market works, and we know there will be down periods. The good news? These downturns often create opportunities to benefit your portfolio, like tax-loss harvesting.

Why Asset Location Matters

Another way we add value is through a thoughtful approach to portfolio construction—what we call “asset location preference.” This involves deciding which investments should be held in taxable accounts and which belong in tax-advantaged accounts, like retirement accounts.

For clients with a long time horizon, our goal is to maximize the tax-free growth of retirement accounts while limiting the tax liability of taxable accounts. When possible, we aim to hold equities in retirement accounts and fixed-income securities in taxable accounts.

Of course, not every portfolio will follow this approach. Some may hold both equities and fixed income in taxable and retirement accounts. What’s important is how the portfolio works as a whole.

Our Commitment to Adding Value

Tax-loss harvesting and asset location strategies are just two examples of the thoughtful ways we manage portfolios. These techniques showcase the care and attention we bring to every client relationship, ensuring that your financial plan reflects your goals and values.

At Evensky & Katz/Foldes, we don’t believe in a “set it and forget it” approach. Your portfolio deserves more than that, and so do you.

Let’s Talk About Your Financial Future

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