The beginning of the year is an ideal time for a financial check-up. As you reflect on the past year and set resolutions for the future, this checklist will guide you through essential areas to review and improve.

Key Areas Covered:

• Personal Issues: Consider personal financial goals and adjustments.
• Cash Flow Issues: Evaluate your income, expenses, and budgeting needs.
• Asset and Debt Issues: Review your assets and liabilities for optimal management.
• Tax Issues: Address tax planning and potential changes.
• Insurance Issues: Assess your insurance coverage to ensure it meets your needs.
• Legal Issues: Check for any legal considerations impacting your financial situation.

Use this checklist to start the year with a clear financial plan and make impactful improvements.