Scott DeCecchis, Author at Evensky

Scott DeCecchis

Evensky & Katz / Foldes Wealth Management

Scott DeCecchis is the Director of Retirement Plan Services at Evensky & Katz / Foldes Wealth Management, where he partners with business owners and plan sponsors to build retirement plans that work—for the organization and for its employees. With more than a decade of experience in defined contribution plans, Scott helps employers navigate plan design, onboarding, compliance, and participant education with clarity and confidence. His approach is practical, thoughtful, and grounded in the belief that well-designed retirement plans can reduce administrative stress, support talent retention, and improve long-term financial outcomes.

Scott earned a degree in Applied Sciences from Thaddeus Stevens College of Technology and holds the Chartered Retirement Planning Counselor (CRPC) from the College of Financial Planning, Qualified 401(k) Administrator (QKA®) and Cash Balance Specialist (CBS) designations through ASPPA, along with the Certified Healthcare Savings Professional (CHSP) certification through Ascensus. He is an active member of the American Society of Pension Professionals & Actuaries (ASPPA). Prior to joining Evensky & Katz / Foldes in 2024, Scott spent ten years working alongside company owners, HR teams, advisor firms, and third-party administrators, helping organizations implement and manage compliant, efficient retirement plans. This hands-on experience allows him to anticipate challenges early and provide clear guidance through an increasingly complex regulatory landscape.

At the core of Scott’s work is a client-first, fiduciary mindset. He focuses on simplifying decision-making, educating stakeholders, and aligning retirement plans with each organization’s goals and workforce needs. Known for his approachable style and steady guidance, Scott helps employers feel confident that their plans are both compliant and meaningful for participants. Outside of work, he enjoys spending time outdoors hiking and camping, playing disc golf, reading, cooking, and traveling. Looking ahead, Scott is committed to advancing retirement plan services that are sustainable, compliant, and designed with people at the center—reflecting Evensky & Katz / Foldes’ values of stewardship, trust, accountability, and long-term client success.

Insights

Business Owners Career Retirement Planning

Executive Order Could Bring Alternative Investments to 401(k) Plans: What You Need to Know
- Scott DeCecchis
For millions of Americans, 401(k) accounts are the cornerstone of retirement savings. A new proposal from the White House could expand what you can invest in—and potentially reshape your long-term strategy. This new Executive Order could eventually change the types of investments available inside your 401(k) or other employer retirement plan. While nothing is changing…
Career Retirement Planning

Should You Borrow from Your 401(k)? Pros, Cons, and Key Considerations
- Scott DeCecchis
When you’re in need of quick cash, borrowing from your 401(k) might seem like an appealing option. However, it’s crucial to weigh all your alternatives and consider your long-term financial goals before making a decision. Let’s explore the pros and cons of taking a loan from your retirement savings and what factors you should consider.…
Career Retirement Planning

Why You Should Value Working for a Company That Offers Retirement Benefits
- Scott DeCecchis
Not too long ago, I had a conversation with a business owner who surveyed employees about what they valued most in their compensation package. The list included healthcare, 401(k) benefits, and work-from-home flexibility. Surprisingly, the 401(k) plan didn’t come out on top. While this might seem understandable, especially for younger employees who have more pressing…
Business Owners Career

Understanding Backdoor Roth and Mega Backdoor Roth Strategies
- Scott DeCecchis
Maximizing Your Retirement Savings: What High Earners Need to Know For employees aiming to optimize their retirement savings—especially those with higher incomes—traditional contribution methods may not always be enough. This is where advanced strategies like the Backdoor Roth IRA and Mega Backdoor Roth come into play. These options provide a way to grow tax-free retirement…
Estate Planning Family Planning Tax Planning

Secure Your Legacy: Why Naming a Beneficiary for Your 401(k) Matters
- Scott DeCecchis
When you participate in a 401(k) plan, you’re taking a significant step toward securing your financial future. But there’s an equally important, often overlooked, aspect of managing your plan: naming a beneficiary. This simple action ensures your loved ones are protected and minimizes complications if the unexpected happens. Here’s why it matters for both you…