Topics
Topic:
Financial Literacy & Fundamentals
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Ways to Talk Yourself off the Ledge When the Entire Market Seems Like its Falling to Pieces
Nobody likes to see their investments decline, especially during retirement and the prospects of going back to work are not possible. The first thing to do is not panic – the more rational we are, the better decisions we tend to make. Markets can move very quickly in the other direction – 70% of the…
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Insurance Can Make or Break Your Financial Plan (Property & Casualty)
You could be one bad accident, storm or lawsuit away from disaster unless you have the right insurance. From umbrella to uninsured motorist, flood and excess liability, it could take a few different types of policies to get the job done. Having the correct property and casualty coverage is critical when it comes to…
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Biggest Mistake: A Great Stock and a Great Investment May Not Be the Same
The following is an excerpt from Hello Harold, a book by Harold Evensky – click here for a free hard copy! “That’s a great stock; I think I’ll take a big position in my portfolio.” That’s how all too many investors make their investment decisions. Mistake, big mistake. Randi: Hello, Harold. Harold Evensky: Hi, Randi. What’s new in…
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Market Timing: A Fool’s Game
The following is an excerpt from Hello Harold, a book by Harold Evensky – click here for a free hard copy! — Markets don’t care about what you need. The Trujillos visited me a few months after the technology market crashed in 2002. They were a lovely couple—both in their mid-seventies—Mr. Trujillo was dapper in his tailored blue blazer,…
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What Should You Consider When Reviewing Your Cashflow?
Monitoring cash flow is universal and critically important to the health and well-being of your financial plan. Perhaps you have: Income streams that have changed; affecting your savings, taxes, or debt service. Essential and discretionary spending has experienced upward creep; affecting your ability to save, service debt, or save for your future. Savings goals that…