Topics
Topic:
Retirement Planning
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Salter: How much can you spend in retirement?
Retirement spending rates have been subject to much research and debate in the last few years. The central issue is spending from a portfolio that will have future uncertain returns, and uncertainty is prevalent in both conservative and aggressive risk portfolios, just to different extents.
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Are you financially well?
Discover the CFPB’s definition of financial well-being and the four key elements to achieving it: control over finances, readiness for financial shocks, progress toward goals, and freedom to enjoy life. Learn practical tips to improve your financial health today!
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The long-term care insurance decision
Is long-term care insurance a necessity or a choice? Explore the rising costs of care, policy options like daily benefits, inflation adjustments, and elimination periods, plus key factors to consider when deciding if it’s right for you.
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Smart Social Security Tips
Learn how to maximize your Social Security benefits. Explore factors like timing, taxation, spousal benefits, and life expectancy to develop a strategy that aligns with your financial goals. Discover why waiting to claim might be worth it and how to avoid leaving money on the table
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HECM Reverse Mortgages: Now or Last Resort?
Explore the Standby Reverse Mortgage Strategy (SRM), combining the HECM Saver reverse mortgage with a two-bucket investment strategy to enhance retirement portfolio survival rates and improve the likelihood of meeting financial goals.
