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Financial Literacy & Fundamentals Market Insights Tax Planning

‘What a Great Company! I’ll Buy the Stock!’ How to Decide If You Really Should
- Harold R. Evensky
If you’re managing your own portfolio, there are temptations that can lead you astray, cause you to veer away from the investment strategy you’ve settled on, and cost you a lot of money. For example: sooner or later, you’re bound to hear a story about a company that’s headed for success—a great investment. The tip…
Financial Literacy & Fundamentals Tax Planning

New Year Financial Resolutions
- Roxanne Alexander
Another year is beginning and it creates a new set of financial and tax planning strategies. Plan for your required minimum distribution (RMD) The new tax law just changed the first year of your required minimum distribution from age 72 to 73. If you are turning 72 next year, you will now be able to…
Financial Literacy & Fundamentals Retirement Planning Tax Planning

Turning Age 72 With An IRA Account – What You Need To Know
- Roxanne Alexander
The year you turn 72 is the year you have to start taking distributions from your retirement plans and there are several decisions you will need to make once this process starts. Making sure you do start taking distributions is very important since the IRS imposes a 50% penalty on funds that are not withdrawn…
Family Planning Tax Planning

The Dilemma of Two Homes
- Roxanne Alexander
Downsizing your home is a big decision. What if you find your ideal home but haven’t sold your current one? This can be quite stressful, since you don’t want to lose out on the new property but may not be able to sell your existing property fast enough. The first place you may want to…
Estate Planning Tax Planning

Charitable Capital Gain Harvesting – A Tax Twofer For Those Charitably Inclined
- Taylor M. Gang
It is rare for the IRS to allow two benefits for the price of one, but for those considering charitable giving, here is a strategy to capture just that. Donating appreciated securities, a method we call charitable capital gain harvesting, allows donors to receive a double benefit from charitable contributions in the form of 1) the market…
Financial Literacy & Fundamentals Market Insights

Dangerous Measures: The Fine Art of Calculating Returns
- Harold R. Evensky
The person responsible for translating the math chapter of my book, Wealth Management, into Japanese told me, “You give me much headache.” Welcome to the math chapter. Okay, class, today we’re going to be discussing one of the most common activities for financial planners, namely, the calculation of investment returns. Accounting in some measurable way for changes…