Blog - Evensky

The Women’s Guide to Financial Independence

Topics

Latest Blogs

Family Planning Financial Literacy & Fundamentals Tax Planning

Ideas for weaning your teenagers off the money tree
- Roxanne Alexander
Teenagers always want “stuff,” and the older they get, the more expensive the “stuff” becomes. They want to have fun with their friends, eat out, shop, or get involved in activities. Some children don’t realize what it costs until they finish college and have to pay for it. Parents often feel the need to help…
Estate Planning Family Planning Tax Planning

Intergenerational Planning: Time to Start Planting Seeds
- Brett Horowitz
It takes the average recipient of an inheritance 19 days until they buy a new car.¹ Over the past several years, some of our clients have participated in client advisory boards in which they tell us what they want and what keeps them awake at night. One of the biggest challenges is bringing up finances…
Financial Literacy & Fundamentals Market Insights Tax Planning

Do you really need that individual stock?
- Roxanne Alexander
Individual stocks end up in portfolios for various reasons—possibly some speculation along the way, maybe inherited from a family member and kept for sentimental reasons, purchased many years ago and now with a cost basis so low that selling the stock would incur high taxes, or through acquisition of company stock options. We don’t recommend…
Retirement Planning

Pascal’s Wager: The 0.1 Percent Risk
- Harold R. Evensky
Playing Russian roulette with a thousand-chamber gun might not seem so risky until you consider the consequence of that 0.1 percent risk. I’ve been working with Linda, my client, for the last hour, entering data into MoneyGuide, our planning program. We’re now discussing the plan’s time horizon—how long her nest egg needs to last so…
Estate Planning Financial Literacy & Fundamentals Retirement Planning Tax Planning

Buyer Beware: What Do You Get From Your Advisor?
- Brett Horowitz
Although I have never been to Thailand, I have read that you cannot go more than a few feet in a typical town market without someone yelling, “same same.” It is the vendor’s way of telling you that what they offer is the same as everyone else, thus encouraging you to end your comparison shopping…
Financial Literacy & Fundamentals Market Insights

Don’t Let Fear Drive Your Investment Strategy
- Taylor M. Gang
Would you rather be in the market when it goes down or out of the market when it goes up? Me neither! In a perfect world, we would know how to get out of the market at the right time to avoid losses, then return at the ideal moment to capitalize on the recovery. Why…